Living stingy and saving money starts with a mindset shift. It’s not about quick shortcuts or savings hacks (although we’ll get to that) — it’s about your inner game of spending and saving. We’ll tackle this topic by answering these three big questions: “What” – what are you spending money on? “Why” – why do …
Do you have goals for 2021 that you want to achieve? If so, you’re in the right place. You see … the most important part of goal achievement is the work you do upfront when you set those goals. Like following a recipe before you bake a cake, you need a road map the leads …
Believe it or not, “liquid net worth” is not a fixed definition and there are some difference of opinions on what it means and how to calculate it. We will run through the different ways to calculate it and give our own take on the best way to calculate liquid net worth. The best way …
Liquid Net Worth: What It Is And How To Calculate It Read More »
There are some unavoidable expenses that are difficult or impossible to eliminate from your budget . You might be able to cut back on going out to the movies or quit drinking $4.00 coffees from Starbucks, but there are other expenses that will always be a part of your monthly budget. But one thing you …
This is not a guide about why you should (or shouldn’t) buy gold. If you’re spending the time to read this, presumably you have already decided you want to own some or you are thinking about it. Maybe the greater than $3 trillion federal deficit has you wondering what impact that will have on our …
How To Buy Gold For Beginners: Read This Before You Buy Read More »
There is a quiet revolution taking place in the area of family medical practices and it’s one that will have tremendous benefit for the average joe (especially if you have a family). Not only does it have the potential to improve the quality of care you get from your family doctor by leaps and bounds, …
There are a lot of great tools for savers out there these days that we have discussed quite a bit on this site. Between “round-up” debt cards that deposit small change into a savings account and tools like Digit that intelligently find savings in your budget, there are a lot of ways to trick yourself …
5 Things To Do If You Keep Spending Your Savings Read More »
Times are tough … there’s no doubt about it. Nearly everyone is looking for ways to earn some more cash to pay their bills and try to save of the money they work so hard for. But even if you are a hard-charging workhorse, sometimes it’s not realistic to take on a 2nd job. You …
If you are starting out asking the question “how much house can I afford”, then you are ahead of most people. Many home-buyers don’t take the time to even do a back of the envelop calculation of what their monthly income and expenses are before they start bidding on a house they probably cant’ afford. …
Forget budget planners. If you don’t already have a monthly budget, you may be better without one. Here’s why: If you don’t already have a monthly budget, chances are that you’re the type of person that feels boxed in by rules of behavior and keeping to a strict budget. Having a budget or budget planner …